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Channel: Trulia Voices: Do we always have to pay one point to apply for mortgage for two family house?
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Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

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Answer by Gregorio Denny

If you are doing a conventional conforming mortgage, then Fannie Mae has a 1 point adjustment on a 2 unit property. Each broker does not have their own fee schedule concerning Fannie Mae Loan Level...

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Answer by Annette Levinson

No, you do not have to pay 1 point to apply for a mortgage on a two family home. If you are going for a conventional mortgage (FannieMae or FreddieMac) you are dinged (pay extra) for buying a 2 family...

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Answer by Rob Spinosa

Gail, Gregorio's point below is that whether or not you pay the point "up front," on a two-unit property your lender will be pricing in a 1% charge either to the rate or to the cost (points). So you...

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Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

View Article


Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

View Article

Answer by Gregorio Denny

If you are doing a conventional conforming mortgage, then Fannie Mae has a 1 point adjustment on a 2 unit property. Each broker does not have their own fee schedule concerning Fannie Mae Loan Level...

View Article

Answer by Annette Levinson

No, you do not have to pay 1 point to apply for a mortgage on a two family home. If you are going for a conventional mortgage (FannieMae or FreddieMac) you are dinged (pay extra) for buying a 2 family...

View Article


Answer by Rob Spinosa

Gail, Gregorio's point below is that whether or not you pay the point "up front," on a two-unit property your lender will be pricing in a 1% charge either to the rate or to the cost (points). So you...

View Article


Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

View Article

Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

View Article

Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

View Article

Answer by Gail Gladstone

Every mortgage broker or banker has their own fee schedule. You can shop around but be careful to compare all the charges and fees. If you would like some varios referrals to be able to make these...

View Article


Answer by Gregorio Denny

If you are doing a conventional conforming mortgage, then Fannie Mae has a 1 point adjustment on a 2 unit property. Each broker does not have their own fee schedule concerning Fannie Mae Loan Level...

View Article

Answer by Annette Levinson

No, you do not have to pay 1 point to apply for a mortgage on a two family home. If you are going for a conventional mortgage (FannieMae or FreddieMac) you are dinged (pay extra) for buying a 2 family...

View Article


Answer by Robert Spinosa

Gail, Gregorio's point below is that whether or not you pay the point "up front," on a two-unit property your lender will be pricing in a 1% charge either to the rate or to the cost (points). So you...

View Article
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